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If you're thnking of getting financing for a home improvement project, you can see if you qualify for a home equity line of credit (HELOC) to fund your dreams. A HELOC allows you to borrow money by using your home's equity as collateral.


You would qualify for a specific borrowing limit, and then you can choose to borrow as much of that as you want and make minimum interest only payments. It's similar to a credit card or personal line of credit, in that you withdraw money as you need it and only pay for what you borrow.


Basically a home equity line of credit is revolving, meaning you can use the money, pay it off and use it again.


A HELOC example:


Suppose you purchased a home for %10,000 and have paid off $200,000 and have a mortgage for $310,000. For simplicity's sake, the house is still worth $510,000, leabing you with $210,000 in equity. You could then potentially qualify to get a HELOC for $98,000 as max loan to value is 80% for refinancing purposes.


This works out to (%510,000 X 80% = $408,000 then subtract the mortgage of $310,000) leaving you with a potential HELOC of $98,000.


For more info please click on this link to take you to our Finance section. Here you can fill out your information so we can help find the appropriate person to help you with any of your financing needs!


Please also call us with any other Real Estate questions that we can help you with! 604.466.2838

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I have listed a new property at 905 1065 QUAYSIDE DR in New Westminster.
BEAUTIFUL two Bedroom unit in Quayside Tower II! Whether sitting in the living room, dining room, or kitchen, this home captures the STUNNING active views of the Fraser River. With the amazing sunsets, tug boats going by or log booms passing, this is the place to be! This home features a spacious open layout, lovely french doors leading into a second bedroom (which could also be used as an office or flex space), updated kitchen and beautiful engineered hardwood. Both sliding glass doors open to an entertainment sized sundeck. Imagine walking through your front door every day, only to be exposed to the beauty of this view. Not only is the home spectacular, this BOSA Built concrete high-rise has an indoor pool, gym, sauna, whirlpool and secure parking. Only a short stroll to the skytrain and River Boardwalk. OPEN HOUSE SATURDAY OCTOBER 5, 2-4PM
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Please visit our Open House at 905 1065 QUAYSIDE DR in New Westminster.
Open House on Saturday, October 5, 2019 2:00PM - 4:00PM
BEAUTIFUL two Bedroom unit in Quayside Tower II! Whether sitting in the living room, dining room, or kitchen, this home captures the STUNNING active views of the Fraser River. With the amazing sunsets, tug boats going by or log booms passing, this is the place to be! This home features a spacious open layout, lovely french doors leading into a second bedroom (which could also be used as an office or flex space), updated kitchen and beautiful engineered hardwood. Both sliding glass doors open to an entertainment sized sundeck. Imagine walking through your front door every day, only to be exposed to the beauty of this view. Not only is the home spectacular, this BOSA Built concrete high-rise has an indoor pool, gym, sauna, whirlpool and secure parking. Only a short stroll to the skytrain and River Boardwalk. OPEN HOUSE SATURDAY OCTOBER 5, 2-4PM
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Please visit our Open House at 10490 JACKSON RD in Maple Ridge.
Open House on Sunday, October 6, 2019 2:00PM - 4:00PM
STUNNING VIEW! Don't miss out on this 2857 sf, 3 bed, 3 bath family home in Jackson Ridge. 2 Storey with Bsmt home built by the award winning Morningstar Homes! The open floorplan is an entertainer's dream. Kitchen features 2 LARGE islands, S/S appliances, gas stove, granite counters, under cabinet lighting & pantry. Luxurious master bedroom has an inviting window seat, large walk-in closet & spa-like ensuite featuring double sinks & upgraded granite counters. Unfinished Bsmt is ready for you to build an In-Law suite. Many builder upgrades included! Private fully fenced yard, detached double garage & extra open parking. Located in a sought after family oriented neighbourhood. Walking distance to SRT & the new C'usqunela Elementary School. OPEN HOUSE Sunday Oct 6, 2-4PM
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Please visit our Open House at 26310 127 AVE in Maple Ridge.
Open House on Sunday, October 6, 2019 2:00PM - 4:00PM
WHISPERING FALLS DREAM! This house is a show stopper! Walk in to the grand entrance featuring a lovely curved staircase & living room with high ceilings, crown mouldings, luxury vinyl plank throughout & windows galore! Open concept living & dining are separated by a cozy gas fireplace. You’ll love the entertainment sized kitchen with S/S appliances, W/I pantry & separate eating area. This home includes 4 spacious bdrms, 3.5 baths & an office . Master bdrm has a private balcony, W/I closet & large ensuite bath with soaker tub & separate shower. Upstairs you will also find a flex space featuring a coffee bar with sink & mini fridge. On the lower level accessed by a separate entrance you will find a media room, games room & bdrm. Picturesque landscaped 1 acre lot with a gorgeous KOI POND with 88 KOI included making this property truly serene & ready for the summer BBQ’s. A heated garage & Navien tankless water heater are just a few of the many features this house includes. RV Park. OPEN HOUSE Sunday Oct 6, 2-4PM
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Please visit our Open House at 207 11862 226 ST in Maple Ridge.
Open House on Sunday, September 29, 2019 1:00PM - 3:00PM
SIGNATURE by Award Winning FALCON HOMES! Probably one of the best condos in the city! You'll love this beautiful 2 bdrm, 2 bath corner unit. Walk into your beautiful open concept living space with high ceilings featuring crown moulding & an abundance of natural light through the double-glazed windows. Kitchen includes an entertainment sized island, custom white cabinets, granite counters, S/S appliances & built-in wine rack. Master bdrm has a large window to brighten up your mornings & a spacious walk-in closet with custom built organizers, 4 piece ensuite with an oversized walk-in shower, double vanity, heated floors & custom built linen closet with glass doors. Bring the BBQ & lounge furniture to enjoy the oversized wrap around patio with hose bib & 3 outlets! A truly stunning home! Open House, Sunday September 29, 1-3PM
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I have listed a new property at 1 12370 230 ST in Maple Ridge.
Here is a rare opportunity for the right person to build some sweat equity. Technically zoned 1/2 duplex but unusual that it appears to be a small single family home (only connected to the other 1/2 by two attached garden sheds between the buildings). As a handy man special this home needs lots of remodelling and yard work. Some appliances have been updated. The basement has a separate entrance. Backing onto a sloped greenbelt embankment. The existing retaining system in the rear yard will need to eventually be replaced and this will be expensive. Call LS for details.
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Please visit our Open House at 26310 127 AVE in Maple Ridge.
Open House on Sunday, September 22, 2019 12:00PM - 2:00PM
WHISPERING FALLS DREAM! This house is a show stopper! Walk in to the grand entrance featuring a lovely curved staircase & living room with high ceilings, crown mouldings, luxury vinyl plank throughout & windows galore! Open concept living & dining are separated by a cozy gas fireplace. You’ll love the entertainment sized kitchen with S/S appliances, W/I pantry & separate eating area. This home includes 4 spacious bdrms, 3.5 baths & an office . Master bdrm has a private balcony, W/I closet & large ensuite bath with soaker tub & separate shower. Upstairs you will also find a flex space featuring a coffee bar with sink & mini fridge. On the lower level accessed by a separate entrance you will find a media room, games room & bdrm. Picturesque landscaped 1 acre lot with a gorgeous KOI POND with 88 KOI included making this property truly serene & ready for the summer BBQ’s. A heated garage & Navien tankless water heater are just a few of the many features this house includes. RV Park. OPEN HOUSE SUN SEPT 22, 12-2PM
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Please visit our Open House at 10490 JACKSON RD in Maple Ridge.
Open House on Sunday, September 15, 2019 2:00PM - 4:00PM
STUNNING VIEW! Don't miss out on this 2857 sf, 3 bed, 3 bath family home in Jackson Ridge. 2 Storey with Bsmt home built by the award winning Morningstar Homes! The open floorplan is an entertainer's dream. Kitchen features 2 LARGE islands, S/S appliances, gas stove, granite counters, under cabinet lighting & pantry. Luxurious master bedroom has an inviting window seat, large walk-in closet & spa-like ensuite featuring double sinks & upgraded granite counters. Unfinished Bsmt is ready for you to build an In-Law suite. Many builder upgrades included! Private fully fenced yard, detached double garage & extra open parking. Located in a sought after family oriented neighbourhood. Walking distance to SRT & the new C'usqunela Elementary School. OPEN HOUSE Sat/Sun Sept 14/15, 2:00 - 4:00PM
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Please visit our Open House at 10490 JACKSON RD in Maple Ridge.
Open House on Saturday, September 14, 2019 2:00PM - 4:00PM
STUNNING VIEW! Don't miss out on this 2857 sf, 3 bed, 3 bath family home in Jackson Ridge. 2 Storey with Bsmt home built by the award winning Morningstar Homes! The open floorplan is an entertainer's dream. Kitchen features 2 LARGE islands, S/S appliances, gas stove, granite counters, under cabinet lighting & pantry. Luxurious master bedroom has an inviting window seat, large walk-in closet & spa-like ensuite featuring double sinks & upgraded granite counters. Unfinished Bsmt is ready for you to build an In-Law suite. Many builder upgrades included! Private fully fenced yard, detached double garage & extra open parking. Located in a sought after family oriented neighbourhood. Walking distance to SRT & the new C'usqunela Elementary School. OPEN HOUSE Sat/Sun Sept 14/15, 2:00 - 4:00PM
Read full post

Please visit our Open House at 10490 JACKSON RD in Maple Ridge.
Open House on Sunday, September 15, 2019 2:00PM - 4:00PM
STUNNING VIEW! Don't miss out on this 2857 sf, 3 bed, 3 bath family home in Jackson Ridge. 2 Storey with Bsmt home built by the award winning Morningstar Homes! The open floorplan is an entertainer's dream. Kitchen features 2 LARGE islands, S/S appliances, gas stove, granite counters, under cabinet lighting & pantry. Luxurious master bedroom has an inviting window seat, large walk-in closet & spa-like ensuite featuring double sinks & upgraded granite counters. Unfinished Bsmt is ready for you to build an In-Law suite. Many builder upgrades included! Private fully fenced yard, detached double garage & extra open parking. Located in a sought after family oriented neighbourhood. Walking distance to SRT & the new C'usqunela Elementary School. OPEN HOUSE Sat/Sun Sept 14/15, 2:00 - 4:00PM
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I have listed a new property at 214 22255 122 AVE in Maple Ridge.
MAGNOLIA GATE BEAUTY! This updated 2 bedroom, 2 bath corner unit is a show stopper! Open concept living with updated vinyl flooring, crown moulding, fresh paint and electric fireplace. The kitchen has been updated to showcase fresh white cabinetry, new light fixtures and black stainless Samsung appliances. North and West facing balconies overlooking the courtyard offers a fresh breeze throughout the home and a ton of natural light. Master featured His and Hers closets, ensuite bath with walk in shower and access to one of the balconies. Second bedroom is being used as a den and laundry room right now but washer and dryer can easily be moved back into the 2nd bathroom closet where it once was. Ample storage with linen closet, storage room on the balcony and in the hallway with built in vacuum. Centrally located and walking distance to all levels of schools, shopping, and recreation!
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I have listed a new property at 10490 JACKSON RD in Maple Ridge.
STUNNING VIEW! Don't miss out on this 2857 sf, 3 bed, 3 bath family home in Jackson Ridge. 2 Storey with Bsmt home built by the award winning Morningstar Homes! The open floorplan is an entertainer's dream. Kitchen features 2 LARGE islands, S/S appliances, gas stove, granite counters, under cabinet lighting & pantry. Luxurious master bedroom has an inviting window seat, large walk-in closet & spa-like ensuite featuring double sinks & upgraded granite counters. Unfinished Bsmt is ready for you to build an In-Law suite. Many builder upgrades included! Private fully fenced yard, detached double garage & extra open parking. Located in a sought after family oriented neighbourhood. Walking distance to SRT & the new C'usqunela Elementary School. This won't last long!
Read full post

I have listed a new property at 26310 127 AVE in Maple Ridge.
WHISPERING FALLS DREAM! This house is a show stopper! Walk in to the grand entrance featuring a lovely curved staircase & living room with high ceilings, crown mouldings, luxury vinyl plank throughout & windows galore! Open concept living & dining are separated by a cozy gas fireplace. You’ll love the entertainment sized kitchen with S/S appliances, W/I pantry & separate eating area. This home includes 4 spacious bdrms, 3.5 baths & an office . Master bdrm has a private balcony, W/I closet & large ensuite bath with soaker tub & separate shower. Upstairs you will also find a flex space featuring a coffee bar with sink & mini fridge. On the lower level accessed by a separate entrance you will find a media room, games room & bdrm. Picturesque landscaped 1 acre lot with a gorgeous KOI POND with 88 KOI included making this property truly serene & ready for the summer BBQ’s. A heated garage & Navien tankless water heater are just a few of the many features this house includes. RV Park. OPEN HOUSE SAT SEPT 7, 1-3PM
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I have listed a new property at 12780 15A AVE in Surrey.
UNPARALLELED QUALITY! Welcome to your dream home in South Surrey’s most desired OCEAN PARK! This almost 2,638 sf 4 bedroom, 4 bath plus den home is pure luxury featuring elegant architecture including hand-crafted millwork, high ceilings, engineered hardwood flooring, Italian tiles, designer LED lighting and plumbing fixtures, radiant heating, customs hand made glass and large picturesque windows and doors. The Gourmet Chefs kitchen boasts custom European cabinetry, granite counters, name brand stainless steel appliances and an entertainer’s sized island! Large master bedroom features a ton of natural light, vaulted ceilings, walk-in closet and a lavish 5 piece ensuite! Fully fenced backyard for the kids both human and canine! Walking distance to many amenities including Ocean Park Shopping Centre, “Fun Fun” Park and 1001 Steps. Don’t miss your opportunity to own in this prestigious neighbourhood! OPEN HOUSE August 3, 2-4PM
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I have listed a new property at 207 11862 226 ST in Maple Ridge.
SIGNATURE by Award Winning FALCON HOMES! Probably one of the best condos in the city! You'll love this beautiful 2 bdrm, 2 bath corner unit. Walk into your beautiful open concept living space with high ceilings featuring crown moulding & an abundance of natural light through the double-glazed windows. Kitchen includes an entertainment sized island, custom white cabinets, granite counters, S/S appliances & built-in wine rack. Master bdrm has a large window to brighten up your mornings & a spacious walk-in closet with custom built organizers, 4 piece ensuite with an oversized walk-in shower, double vanity, heated floors & custom built linen closet with glass doors. Bring the BBQ & lounge furniture to enjoy the oversized wrap around patio with hose bib & 3 outlets! A truly stunning home!
Read full post

Please visit our Open House at 26310 127 AVE in Maple Ridge.
Open House on Saturday, September 7, 2019 1:00PM - 3:00PM
WHISPERING FALLS DREAM! This house is a show stopper! Walk in to the grand entrance featuring a lovely curved staircase & living room with high ceilings, crown mouldings, luxury vinyl plank throughout & windows galore! Open concept living & dining are separated by a cozy gas fireplace. You’ll love the entertainment sized kitchen with S/S appliances, W/I pantry & separate eating area. This home includes 4 spacious bdrms, 3.5 baths & an office . Master bdrm has a private balcony, W/I closet & large ensuite bath with soaker tub & separate shower. Upstairs you will also find a flex space featuring a coffee bar with sink & mini fridge. On the lower level accessed by a separate entrance you will find a media room, games room & bdrm. Picturesque landscaped 1 acre lot with a gorgeous KOI POND with 88 KOI included making this property truly serene & ready for the summer BBQ’s. A heated garage & Navien tankless water heater are just a few of the many features this house includes. RV Park. OPEN HOUSE SAT SEPT 7, 1-3PM
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I have sold a property at 20735 115 AVE in Maple Ridge.
Attention all Investors or buyers looking to create some sweat equity by doing some renovations and mostly cosmetic improvements. This home needs some TLC and would be well worth the effort. Located in an amazing neighbourhood on a quiet no through street. A short walk to the picturesque Maple Ridge Golf Course, all levels of shopping, Maple Ridge Elementary School, some fantastic restaurants, a neighbourhood pub, coffee shop and liquor store. This would be a great home to start out or retire in. Hurry have a look today and see if this is the right home for you. Priced over $100,000 less than 2019 city assessment.
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